Chi Baik, 26, lives in Seattle, Washington and earns $27,000 a year as a Ph.D. student. Baik used to work as a teacher outside Washington D.C., but then moved to Seattle to get her Ph.D. in special education at the University of Washington. Despite earning less money and having higher living expenses, she is grateful for the money she is making and still finds ways to treat herself.

This is an installment of CNBC Make It's Millennial Money series, which profiles people across the globe and details how they earn, spend and save their money.

What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: https://cnb.cx/3OxbJ71

Produced and Edited by: Valentina Duarte
Managing Producer: Beatriz Bajuelos
Camera: John Paget
Additional Editing: Marisa Forziati
Animator: Elham Ataeiazar
Reporter: Jennifer Liu
Additional Footage: Chi Baik


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