http://www.lbmortgage.com/blog/ The mortgage application process can be a tedious pain in the neck which can cause your first mortgage to be somewhat confusing. When someone is asked to dig through their entire financial life in order to present the proper paperwork, a simple question might pop up; "Why do I need all these documents?" Well, your friendly experts Ben Brashen and Ryan Leopold with Mortgage Resource TV have the answer you are looking for. They'll show you how sending a loan application to a mortgage company works as well as share some advice on how best to put it together

Believe it or not, improper paperwork can lead to far reaching consequences for the banks. In some cases, incomplete loan files can force the banks to buyback the mortgage resulting in hundreds of thousands of dollars in loss.

Ben Brashen and Ryan Leopold of Cobalt Mortgage have over 20 years of combined experience in the mortgage industry. They are always happy to share their knowledge and expertise with those in need. You can learn more at www.lbmortgage.com