DJI Care has a good reputation with replacing a product if you crash or damage your drone. Also separates you from the pile of people who crash from their own error and then try to pin it on a warranty and mooch a new one.
It's a one time payment so it's not like insurance where it slowly drains you for months. I screenshotted some examples of people’s experience so you can decide if DJI Care is worth it for the Mini 3 Pro, Air 2S, Mavic 3 or whatever drone you have.

DEFINITELY worth it if you are doing this for work and putting miles on it or need a replacement FAST.

Mini 3 Pro:
$79/year or $125/2 years

DJI Air 2S:
$99/year or $169/2 years

You have to activate it through the app within 48 of when you first turn your drone one. NOT when you buy it, but when first activated.

If your drone has been activated for more than 48 hours then you can’t just add DJI care through the App anymore.


USED DRONE or DIDN’T ACTIVATE IN 48 HOURS:

You can still do a screen recording and send it in to DJI to prove your drone works and you’re not a scammer first:

https://service.dji.com/djicare/custo...

So that’s an option