Gary Neville is joined by Sir Jim Ratcliffe on The Overlap, brought to you by Sky Bet. They discuss Manchester United’s season so far, new manager Ruben Amorim, the club’s finances, and what’s next for United.

Ratcliffe reflects on his first year at United, including the controversial decision to replace Erik ten Hag with Ruben Amorim, despite an FA Cup triumph. He also tackles the club’s financial struggles, including a bloated wage bill, and the steps being taken to bring United back to the top.

The conversation also lifts the lid on Dan Ashworth’s departure, what really happened behind the scenes, and how it impacted United’s plans heading into a crucial second half of the Premier League season.

Looking ahead, Gary and Sir Jim discuss the future of Old Trafford, the club’s long-term vision, and whether United fans can find reasons for optimism after a below-par campaign.

Don’t miss this one—hit like, share your thoughts in the comments, and subscribe to stay updated with every episode!

0:00 Introduction and Initial Thoughts
01:13 Facing Scrutiny and Criticism
02:17 Understanding Fan Frustration
02:52 Evaluating Team Performance
03:57 Challenges and Progress
05:13 Recruitment and Management Decisions
11:06 Financial Realities and Tough Decisions
17:16 Addressing Club's Financial Crisis
21:43 Balancing Finances and Team Success
22:29 Management and Financial Restructuring
23:19 Recruitment and Future Prospects
24:13 Challenges with the Glazer Family
25:22 Addressing Debt and Financial Mismanagement
26:54 Fan Discontent and Ticket Pricing
38:39 Vision for the Future: Stadium and Training Facilities
43:08 Conclusion and Final Thoughts

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