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Video Summary:

Hello YouTube, Houston here. Today, I want to talk about the easiest business credit card to get if you have bad credit or a credit score of around 580. The Capital One Spark Business Credit Card, specifically the gold card, is a great option for you. This card is considered the low hanging fruit when it comes to credit cards.

One of the advantages of the Capital One Spark Business Credit Card is that they may still approve your application even if you have a bad personal credit history. However, keep in mind that they will pull your credit report from all three credit bureaus.

If you are approved for the card and given a limit, let's say $3,000, and you need to access that money, one option is to find a Simon Mall that issues Vanilla gift cards. Simon Malls are known for offering larger limits on gift cards, up to $1,000. You can use your credit card to purchase a $1,000 gift card or multiple Visa gift cards totaling $3,000.

To convert these gift cards into cash, you can then go to a Western Union or Walmart that offers money orders and use the gift cards to purchase a money order. This way, you can liquidate the cards and access the funds.

If you have any further questions about business credit funding or personal credit funding, please click the link in the description. Thank you for watching.

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DISCLAIMER:
The content of this YouTube channel is provided for informational purposes only and is not intended to constitute legal advice or financial advice. You should not rely upon any information contained on this YouTube channel for financial advice. Viewing this YouTube channel is not intended to and shall not create an client relationship between you and Houston Mcmiller or Business Credit America, Inc, or any of our associated websites. Messages or other forms of communication that you transmit to this YouTube channel will not create an client relationship and thus information contained in such communications may not be protected as privileged. Neither Houston Mcmiller nor Business Credit America, Inc, or any of our associated websites makes any representation, warranty, or guarantee about the accuracy of the information contained in this YouTube channel or in links to other YouTube channels or websites. This YouTube channel is provided ""as is,"" does not represent that any outcome or result from viewing of this channel. Your use viewing of this YouTube channel is at your own risk. You enjoy this YouTube channel and its contents only for personal, non-commercial purposes. Neither Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, nor anyone acting on their behalf, will be liable under any circumstances for damages of any kind.

Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, may be compensated for the links we share with the public audience.

*QUICK DISCLAIMER: I AM NOT A TAX EXPERT. I AM A RANDOM GUY ON YOUTUBE MAKING VIDEOS IN A SPARE BEDROOM. DON’T LISTEN TO ME. CONSULT A QUALIFIED PROFESSIONAL FOR ANY TAX ADVICE.*"