Your outdated, tired, set-it-and-forget-it financial plan needs a complete money makeover! Assumptions you make about your finances can make or break your #retirement lifestyle - will it be bad or beautiful? Joe Anderson, CFP® and Big Al Clopine, CPA show you how setting goals, revamping your portfolio, and doing a tax turnaround can give your retirement plan the financial facelift it needs.

LIMITED-TIME SPECIAL OFFER - Download the Money Makeover Guide by this Friday! https://purefinancial.com/ymyw/#ymyw-...

Please note: the illustration at 15:49 is incorrect. It should show a final value of $154,809 when contributing 2% with a 1% match, and a final value of $464,427 when contributing 6% with a 3% match.

Your Money, Your Wealth® TV - S10 | E01

00:00 - Intro
00:34 - Average Monthly Expenses
00:58 - Retirement Spending
02:57 - Set Goals for Retirement
03:00 - Who Has a Written Retirement Plan?
04:34 - How Much We Overspend
04:47 - Create a Budget
05:45 - How Much You Should Have Saved for Retirement
07:21 - Money Makeover Guide - free download
08:11 - True/false: Nearly half of Americans age 55 plus are retired
09:06 - Financial Facelift Example: Cashflow Projection
11:29 - Withdrawing From Your IRA vs. Emergency Savings
12:42 - Portfolio Revamp: Consolidating Retirement Accounts
14:11 - Money Makeover Guide - free download
15:14 - True/False: Most workers max out their employer match
17:27 - Tax Turnaround
19:13 - Roth Conversions and Required Minimum Distributions: The Benefits of Tax Diversification
20:20 - Ask Joe & Al: What kind of assets should I select to put in a Roth conversion? (Scott, MN)
22:07 - Pure Takeaway
22:53 - Money Makeover Guide - free download

Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation.

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IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation.
AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.