I PAID OFF $10,000 IN CREDIT CARD DEBT IN SIX MONTHS GJFREKJGHRJFEGK I'm too excited WOW. Here's a very detailed video of my debt payoff process!! #personalfinance #debtpayoff #creditcarddebt

TIME STAMPS:
0:00 - intro
2:01 - how I got into 10k of credit card debt
5:30 - get serious and commit to a debt payoff plan
6:30 - balance transfers
7:23 - track your income and expenses & create a budget
7:59 - pay more than minimum payments (debt snowball vs debt avalanche)
9:04 - find extra money to use toward debt (cut your spending and/or make more money!)
11:18 - I have definitely increased my income (+ my estimated total income for 2019)
12:50 - what percentage of my income goes toward debt?
14:35 - how much did I pay each month?
16:40 - my debt payoff hype song lmfao
17:36 - how do you resist lifestyle inflation / spending more as you earn more?
18:43 - how do you stay motivated during debt payoff?
19:57 - what was the most helpful way to think about the process of paying off debt?
20:33 - are you saving while paying off debt?
21:13 - what’s next? Pay off my student loans! + my current total loan balance
22:49 - how has your credit score changed?
23:24 - did you still use credit cards while paying them down?
24:46 - what do you recommend for young people regarding credit cards and student loans?

SOURCES & REFERENCES:
Opening Up About My Student Loans and Credit Card Debt -    • Opening Up About My Student Loans and...  
Finances of a Full-Time YouTuber (taxes, budgeting, etc) -    • Finances of a Full-Time YouTuber (tax...  
Debt Snowball Vs Debt Avalanche | Which is the Best Debt Payoff Strategy? -    • Debt Snowball Vs Debt Avalanche | Whi...  
What is a balance transfer? - https://www.creditkarma.com/credit-ca...
The Financial Diet -    / @thefinancialdiet  
Aja Dang -    / ajabdang  
Sarah Nourse -    / @happymanagedlife  


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Hello my dudes! My name is Tiffany Ferguson. I’m a 24 year old sharing my thoughts and life experiences. Here on Tiffanyferg, recently I've been working on my Internet Analysis series, where I research and discuss topics related to social issues and media. I also occasionally talk about my experiences with college, traveling, study abroad, veganism, and more.

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