Episode 126! When communicating with your creditor to request a delay on past due payments, be honest and straightforward about your financial situation. Explain the reasons for the delay and express your commitment to resolving the outstanding balance. Request a temporary payment extension or deferment, outlining how much time you need and when you anticipate being able to resume regular payments. Be proactive in reaching out to your creditor and keep the lines of communication open. Document all agreements in writing and ensure you understand any terms or conditions associated with the payment delay. Tune in for essential insights on effectively managing past due payments and maintaining financial stability.

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