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Video Summary:

In this video, I, Houston, discuss a strategy called the Navy Federal Pledge Loan Hack to help viewers boost their credit score and obtain multiple trade lines. I start by mentioning that many viewers were approved for a Navy Federal credit card with a credit score of 530 or higher after watching my previous video. However, they still wanted to improve their credit further and obtain personal loans.

I explain that the pledge loan hack involves taking out a cash advance on the Navy Federal credit card and then opening a pledge loan with Navy Federal for the same amount. By paying off a portion of the pledge loan and using the remaining balance to pay off the credit card, viewers can establish a relationship with Navy Federal and have three primary trade lines on their credit report.

I also mention other lenders, such as Money Lion, Credit Strong, Self Lender, Fig Loans, and Net Credit, that offer loans or trade lines without pulling a hard credit check. These lenders can be helpful for individuals in check systems or early warning systems.

Additionally, I provide tips for increasing credit scores, such as paying down revolving credit to 8-9% and paying credit card balances weekly. I also suggest freezing credit reports with LexisNexis, Sage Stream, CoreLogic, and Innovis to prevent unauthorized access.

I conclude the video by encouraging viewers to try the Navy Federal Pledge Loan Hack and share their experiences in the comments. I also ask for feedback and engagement from viewers who have leveraged this strategy.

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DISCLAIMER:
The content of this YouTube channel is provided for informational purposes only and is not intended to constitute legal advice or financial advice. You should not rely upon any information contained on this YouTube channel for financial advice. Viewing this YouTube channel is not intended to and shall not create an client relationship between you and Houston Mcmiller or Business Credit America, Inc, or any of our associated websites. Messages or other forms of communication that you transmit to this YouTube channel will not create an client relationship and thus information contained in such communications may not be protected as privileged. Neither Houston Mcmiller nor Business Credit America, Inc, or any of our associated websites makes any representation, warranty, or guarantee about the accuracy of the information contained in this YouTube channel or in links to other YouTube channels or websites. This YouTube channel is provided ""as is,"" does not represent that any outcome or result from viewing of this channel. Your use viewing of this YouTube channel is at your own risk. You enjoy this YouTube channel and its contents only for personal, non-commercial purposes. Neither Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, nor anyone acting on their behalf, will be liable under any circumstances for damages of any kind.

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*QUICK DISCLAIMER: I AM NOT A TAX EXPERT. I AM A RANDOM GUY ON YOUTUBE MAKING VIDEOS IN A SPARE BEDROOM. DON’T LISTEN TO ME. CONSULT A QUALIFIED PROFESSIONAL FOR ANY TAX ADVICE.*"