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Hey guys, in this video, we explore a touchy subject here in the credit card game, cent per point values. Cent per point values are one of those pieces of the puzzle that heavily depends on psychology rather than solely math, hence why it’s a super interesting topic and one I wanted to cover in a video. Plus I feel like my take on CPP values is one that may ruffle some feathers, and just know that I had a bit of fun with this one, so don’t take everything so seriously... I just hope you learn something from this at the end of the day. In this video, I’ll be explaining my thoughts on CPP values by first breaking down the 3 camps I believe people fall into when it comes to valuing CPP. Then I’ll discuss what camp I fall in and my thought processes behind why that works so well for me. So if you’re someone who’s wondered what my stance is on cpp values, what cpp I take for my redemptions, or how I think about credit card points as a whole, this video is for you.

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Card Links:
💳 Chase Sapphire Preferred: http://spencerjohnsonofficial.com/sap...
💳 Chase Sapphire Reserve: http://spencerjohnsonofficial.com/sap...
💳 Capital One Venture X: http://spencerjohnsonofficial.com/ven...
💳 Amex Gold: http://spencerjohnsonofficial.com/ame...
💳 Bilt Mastercard: http://spencerjohnsonofficial.com/bilt
🔔 Make sure you look for the highest welcome offer you can find before using mine... particularly with Amex cards!

Talk To Me Personally:
☎️ Book a Call: https://spencerjohnsonofficial.com/co...

Products I Use:
💰 Rakuten ($30-40 free): https://www.rakuten.com/r/SPENCE11500
💲 MaxRewards Gold (1-month discount w/ code SPENCER): https://maxrewards.app.link/spencer
🛍 Kudos ($20 back after eligible purchase w/ code SPENCER): https://joinkudos.com/spencer
💸 Ekster Wallets (5% off w/ code SPENCERJOHNSON): https://partner.ekster.com/spencer

Join My Communities:
🎩 The Credit Club: https://spencerjohnsonofficial.com/cr...
💻 The Credit Community: http://spencerjohnsonofficial.com/dis...

Watch Next:
🎥 Chase Sapphire Preferred vs. Reserve (Why I Upgraded):    • Chase Sapphire Preferred vs. Reserve ...  
🎥 How To Book American Airlines Flights For FREE Using Avios:    • How To Book American Airlines Flights...  
🎥 How I Booked 3 FREE Flights With Chase Points ($1,000 Value):    • How I Booked 3 FREE Flights With Chas...  
🎥 Is The Venture X ACTUALLY Worth It? (My 1-Year Review):    • Is The Venture X ACTUALLY Worth It? (...  
🎥 The TRUTH About The Bilt Mastercard (REVEALED):    • The TRUTH About The Bilt Mastercard (...  

📚 Chapters:
00:00 The Gameplan
00:51 Camp #1: CPP Is Everything
05:10 Get $20 Today w/ Kudos
06:53 Camp #2: Whatever Makes It Free
09:53 Camp #3: Anything Goes
12:50 What Camp Do I Sit In?
15:03 What Lenders Should You Get Cards From?
16:03 My Redemption Goals This Year w/ Each Lender
20:45 My Final Thoughts On CPP

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