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In this detailed episode, Loren Merkle clarifies complex tax strategies for effective retirement planning and tax savings. He explores essential tactics like Roth IRA contributions, Health Savings Accounts, and the lesser-known Net Unrealized Appreciation strategy, offering potential significant tax reductions on employer stock in retirement plans. Loren also covers changes affecting Qualified Charitable Distributions and innovative approaches for high-income earners, such as the backdoor Roth IRA strategy.

Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
https://merkleretirementplanning.com/...

Chapter
00:00 Show simplifies tax strategies including Roth IRAs, HSAs, and NUA.
05:28 The pro rata rule.
07:51 Over 50 Roth 401(k) contributions.

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This video does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Merkle Retirement Planning LLC, Elite Retirement Planning LLC, MRP Insurance LLC, or any other third party regardless of whether such security, product or service is referenced in this episode. Furthermore, nothing in this episode is intended to provide tax, legal, or investment advice and nothing in this episode should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. Merkle Retirement Planning, LLC does not represent that the securities, products, or services discussed in this episode are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation.