What would be the most practical and modern monetary system if we learn from all the mistakes of the past?

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References:
https://www.forbes.com/sites/davidbir...
https://asia.nikkei.com/Business/Mark...
https://www.stuff.co.nz/business/mone...
https://www.globaltimes.cn/page/20220...


Attribution
AIIB Headquarter Photo: By N509FZ - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index...
Breakdown of NDB loan approval by sector: By Bb3015 - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index...
Original Ownership of BRICS shares image: By Bb3015 - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index...
NDB TimeLine Image: By Bb3015 - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index...
NDB Headquarters Photo: By Bb3015 - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index...
BRICS Country Map: By Cflm001 (talk) - Own work This file was derived from: BRICS.pngby User:João Felipe C.S on 2006-11-25. Released under {{PD-self}}, Public Domain, https://commons.wikimedia.org/w/index...
Map of AIIB Member Countries: By L.tak, CC BY-SA 4.0, https://commons.wikimedia.org/w/index...
AIIB logo on stone: By 颜邯 - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index...
AIIB logo: By Asian Infrastructure Investment Bank - https://www.aiib.org/_common/base/img..., Public Domain, https://commons.wikimedia.org/w/index...
South Africa Gold Chart: By Plazak - Own work, CC BY-SA 3.0, https://commons.wikimedia.org/w/index...
Gold Bars: By Stevebidmead - https://pixabay.com/en/gold-ingots-go... archive copy, CC0, https://commons.wikimedia.org/w/index...
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