Alexandra Capellini, 26, is a medical student on a research year earning a $28,000 annual stipend in New York City. Alexandra has about $130,000 in student loans from undergrad and expects to exceed $400,000 in loans by the time she finishes med school.

This is an installment of CNBC Make It's Millennial Money series, which profiles people across the globe and details how they earn, spend and save their money.

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Living On A $28K Annual Stipend In NYC | Millennial Money