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Fintechs and Big Tech are increasingly engaging in the provision of functionally equivalent banking services, with some seeking Federal Reserve master accounts and access to the U.S. payments system. This panel convenes leading experts from industry, government, and academia to explore this ongoing evolution of banking services, potential regulatory responses, and the implications of these developments for consumers and the broader U.S. financial and payments systems.

Panelists:

Jillian D. Eng, Managing Director and General Counsel for Bank Regulatory Legal, JPMorgan Chase & Co.
Charles Gray, Deputy General Counsel, Federal Reserve Board
Julie A. Hill, Alton C. And Cecile Cunningham Craig Professor, University of Alabama School of Law
Adam Rust, Senior Policy Advisor, National Community Reinvestment Coalition
Moderator: David L. Portilla, Partner, Cravath, Swaine & Moore LLP