Do you qualify for VA's no-down payment home loan program? You must have suitable credit, sufficient income, and a valid Certificate of Eligibility (COE) to be eligible for a VA-guaranteed home loan. The home must be for your own personal occupancy. Learn more about the program, including eligibility requirements from the Director of VA's Home Loan Program, Mike Frueh. Learn more: http://www.benefits.va.gov/HOMELOANS/...