It's Time For An Online Savings Accounts [Personal Finance Ep. 6]
Preenon Preenon
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 Published On Nov 9, 2018

This video is about Online Savings Accounts!

Skip Points:
0:40 - Background
0:50 - Things to know about Online Savings Accounts (All listed are FDIC up to $250,000)
1:50 - Why I keep $1,000 in my Local bank
2:20 - Backup options in emergency to access funds faster than 3 days
2:50 - Benefits of Capital One 360
4:20 - Why I switched to Discover Bank
* $500 Bonus at the time to open an Account
* Had an App
5:00 - Why I switched to Synchrony Bank (Currently the Highest Interest Rate and why I switched)
6:30 - Synchrony Savings Account Calculator Example. Test it out for yourself!
https://www.synchronybank.com/banking...
7:05 - Reminder to be cautious about purchases
7:35 - Thanks for watching & Exit

Best Online Banks:
1. Synchrony Bank - Highest Interest Rate, No App, Includes ATM Card https://www.synchronybank.com/

2. Goldman Sachs - Same interest rate as Synchrony Bank, No ATM Card, No App
https://www.marcus.com/us/en

3. Discover - App, Second Highest Interest Rate, ATM Card, App
https://www.discover.com/online-banking/
4. Capital One 360 - Lower interest rate, ATM Card, App, Goal Tracker = Awesome
https://www.capitalone.com/bank/


Bank Promotion!
Capital One 360 – Up to $50 Cash Bonus
capital one 360This offer is made up of 3 components, which you can perform separately or as a combination.

- Open a new Capital One 360 Checking account with at least $250 and make at least 3 debit card purchases within 45 days of account opening. Your $25 bonus will then be deposited into your account on day 50.
- Open a new Capital One 360 Saving account with an initial deposit of at least $250. Your $25 bonus will then automatically be deposited into your account.

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