Are you a parent struggling with Parent PLUS loans as you approach retirement? In this video, we answer some of the most pressing questions about managing Parent PLUS loans, including the current pause on loan payments, consolidation options, and potential strategies for retirees on Social Security.

Join us as we discuss the challenges faced by Sarah, a 63-year-old borrower with $212,000 in Parent PLUS loans, and explore the options available to help her navigate this difficult situation.

🔗 *Helpful Links*:

• Double Consolidation Loophole Explained: [https://www.tateesq.com/learn/parent-...](https://www.tateesq.com/learn/parent-...)

• SAVE plan: https://studentaid.gov/announcements-...

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📺 *Chapters*:
00:00 Should Sarah consolidate?
02:10 On Social Security? Do this with your Parent PLUS loans
03:22 Does the 'On-Ramp' actually work?
05:20 NOT on Social Security? Do this with your Parent PLUS

🎥 *Credits*:

• Hosted by Stanley Tate & Emma Head
• Editing by Helena Santín