اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَمِّ وَالْحُزْنِ وَالْعَجْزِ وَالْكَسَلِ وَالْبُخْلِ وَالْجُبْنِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ

Allahumma inni a’udhu bika minal-hammi wal-Ḥuzni wal-’ajazi wal-kasli wal-bukhli wal-jubni wa ḍala’id-dayni wa ghalabatir-rijal.

“O Allah, I take refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and from being overpowered by men.” (Al-Bukhari)

This supplication is especially important during turbulent times of widespread economic instability, public health crises, and general apprehension about what the future holds. A believer can draw on their faith to prevent panic and maintain hope, finding solace in this prophetic prayer. He or she knows that whoever seeks refuge in Allah is safeguarded by the Most Merciful Protector and Wise Overseer.

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